Fynacl
Your UAE spending, tracked automatically — and it never leaves your phone.
01 · Overview
The idea
Every finance app asks for the same thing first: your trust. Link your bank, upload your statements, make an account — and hope the company on the other end handles it well.
Fynacl asks for none of it. Your bank already tells you about every transaction, by SMS or notification. Fynacl simply reads those alerts on your device, extracts the transaction, categorizes it with a bundled on-device AI model, and files it into dashboards, analytics, spending limits, and exportable PDF statements. The app declares no internet permission, so your financial data leaving your phone isn’t just against policy — it’s technically impossible.
Fynacl isn’t on an app store yet. It’s distributed directly: email salehsa1214@gmail.com to request access, and you’ll receive the app with an offline activation key for your device.
02 · In the product
What it does
It tracks itself
Fynacl listens for the transaction alerts your UAE bank already sends — SMS and app notifications from Emirates NBD, FAB, ADCB, ADIB, Mashreq, RAKBANK, DIB, CBD, MBANK, Al Maryah Community Bank, and NEO — and turns them into a clean, searchable ledger. No manual entry, no bank logins, no linking accounts.
Private by architecture, not by promise
The app has no internet permission at all, so sending your data anywhere is technically impossible. No account, no analytics, no cloud backup — everything lives in a local database on your device, and raw message text is never even written to storage.
On-device AI categorization
A compact machine-learning model bundled inside the app assigns each transaction a spending category, entirely on your phone. Teach it with your own rules and custom categories, and it keeps getting more accurate — without a single byte going to a server.
Insights, limits, and statements
A dashboard of cashflow and trends, monthly analytics, recurring-expense tracking, spending limits with alerts, and offline PDF statement export — the full picture of your money, generated locally.
Bilingual, both directions
Fynacl speaks English and Arabic with full right-to-left support, and its parser understands the Arabic your bank writes in too.
03 · Who it is for
Made for
- UAE residents who want their spending tracked with zero manual entry
- People who refuse to hand a finance app their bank login or their data
- Anyone juggling cards and accounts across several UAE banks
04 · FAQ
Fynacl, in plain terms
What is Fynacl?
Fynacl is a personal finance tracker for Android built for the UAE. It automatically captures transactions from the bank SMS alerts and banking-app notifications you authorize, categorizes them with on-device AI, and gives you dashboards, analytics, spending limits, and PDF statements — all fully offline.
Is my financial data safe?
Fynacl doesn't declare the internet permission, so it cannot send data anywhere — the privacy is enforced by the operating system, not a policy. There is no account, no analytics, and no cloud backup; everything stays in a local database on your device, and you can purge it at any time.
Which banks are supported?
Fynacl understands transaction alerts from Emirates NBD, FAB, ADCB, ADIB, Mashreq, RAKBANK, DIB, CBD, MBANK, Al Maryah Community Bank, and NEO, in English and Arabic.
How do I get Fynacl?
Fynacl isn't on an app store yet — it's currently distributed directly. Email salehsa1214@gmail.com to request access; you'll receive the app along with an offline activation key tied to your device.
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